Wealth
-as-a-Service
One platform to add financial services:
addWealth, addBanking, addCredit and addInsurance.
Unlock new profit pools by
adding innovative value propositions
We empower banks, insurers, asset and wealth managers and non-financial institutions to add innovative financial value propositions via our API-first platform – create, operate, and source financial services on one digital platform.
Seamlessly deliver wealth
management services
Deliver innovative wealth management value propositions such as goal-oriented investments, retirement, and pension planning, personalized discretionary portfolio management and investment advisory solutions.
Combine with banking, credit and insurance.
Design and run your account and payment proposition
Embed account and payment propositions into your existing customer journeys, spanning current accounts, debit and credit cards, deposits and payment services.
Combine with wealth, credit and insurance.
Extend your offering with credit distribution
Offer secured or unsecured loans to consumers in the right context at the right time, with a streamlined origination journey. Aggregate and deliver loan offers from various third-party lenders in real time.
Combine with wealth, banking and insurance.
Secure your client’s wealth and
lifestyle
Enhance your offerings and propositions with embedded life and non-life insurance products sourced and orchestrated from the right insurance partners.
Combine with wealth, banking and credit.
Why additiv
Unified platform for wealth, banking, credit and insurance
Combine different financial service modules and configurations to create and deliver end-to-end differentiating value propositions.
Sourcing of regulated financial services
Our open architecture approach allows us to source, manage and deliver regulated financial partners of your choice.
Strategic advisory, consulting and implementation services
Leveraging over 25 years of expertise, we design, build, and run your value proposition to bridge the gap between business and technology.
200
Employees serving
clients
1
Offices across Europe,
APAC and Middle East
100
Institutions relying on
our platform
1
Jurisdictions where
clients are served
1
Years of experience in
business model transformation
Featured success stories
DekaBank
Deka, one of the leading asset managers in Germany serving the largest German retail banking group “Sparkassen”, uses the additiv platform for end-to-end portfolio distribution and omnichannel servicing.
ATRAM Wealth 360
ATRAM, the largest independent asset and wealth manager in the Philippines, partnered with additiv to consolidate all client segments onto a single digital wealth platform to scale solutions for client-centricity.
Trusted by leading brands
Our news and articles
Embedded Finance Consumer Study 2024
How consumers access financial services
Conducted by leading market research and consulting firm Ipsos, this extensive, global survey report assesses the appetite and needs of 4,500 consumers across 10 countries for embedded financial services, identifying consumer perception of existing financial service providers and their offerings, current unmet needs, and the willingness to consume embedded finance propositions through any brand, including non-financial firms.