A strategic imperative for UAE’s financial services industry

The UAE’s evolving approach to End-of-Service Benefits (EOSB) presents a $100 billion opportunity that will reshape how financial products are designed, distributed, and consumed. What began with the DIFC DEWS scheme is now setting the tone for a broader shift across the region—moving from one-off gratuity payments to structured savings models that serve both employees and the wider economy.

This shift is not just regulatory. It opens the door to embedded financial solutions that meet the unique needs of the UAE’s diverse workforce. EOSB is becoming a gateway to offer investment, pension, and protection products through employer channels, with digital tools and Shariah-compliant options at the core.

Inside the whitepaper:

• A breakdown of the DIFC model and why it’s driving national policy
• How EOSB creates new distribution channels for banks, insurers, and asset managers
• The potential to mobilize billions in accrued liabilities into productive investment
• Digital and modular strategies for fast deployment and scale
• Insights into compliance, employer onboarding, and employee engagement

As the UAE positions itself as a global financial hub, EOSB will become a central pillar. Now is the time for financial institutions to act.

Read the paper to explore the full opportunity and understand how to build your EOSB proposition.