addCredit
Smarter, faster credit,
Automate the entire credit journey: from origination to servicing, for faster decisions, lower costs, and greater flexibility across every channel.
A single platform. addCredit.
Simplify lending across products, models, and channels. From mortgages and consumer loans to SME and Lombard, you can launch, automate, and scale credit services, all from a single platform.
Built for the lending lifecycle
Automate everything from origination and documentation to decisioning and servicing — enabling rapid approvals, straight-through processing, and full auditability.
Personalized and compliant
Use real-time data and AI-powered insights to tailor loan offers while embedding automated credit risk checks, affordability assessments, and regulatory compliance.
Modular, omnichannel architecture
Serve customers across digital self-service, advisor-led, hybrid, and embedded models, without needing to overhaul existing infrastructure.
Ready for any model
Operate as a white-label solution, managed service, or embedded component in third-party platforms, with full control over the experience and partner network.
Smarter lending. Faster decisions. Greater flexibility.
Personalize journeys, automate workflows, and bring new credit propositions to market — quickly and at scale.
addInnovation
Bring new credit products to market faster with pre-built workflows for mortgages, consumer, SME, and Lombard lending, adaptable to evolving customer needs, risk models, and channels.
addAutomation
Automate the entire credit lifecycle: from origination and decisioning to servicing, with AI-driven insights and built-in controls for risk and regulatory alignment.
addOpenSourcing
Connect seamlessly to lenders, brokers and service partners using our open, API-first platform, scaling your credit ecosystem without operational or compliance complexity.
Impact across the credit value chain
Create value for every stakeholder — reducing costs, accelerating delivery, and streamlining credit experiences from origination to servicing.
Faster and more sustainable credit offerings
Optimized risk management
Configure credit parameters to match your risk appetite, with real-time scoring, compliance, and pre-checks built in.
Faster go-to-market
Launch new lending products or embedded propositions quickly, leveraging a modular, interoperable platform.
Streamlined origination journey and minimal processing effort
Flexible sourcing
Offer your customers access to the right credit products from multiple integrated lenders.
Embedded at point of need
Place credit exactly where it’s needed: within digital banking, wealth journeys, e-commerce platforms, or employer portals.
Streamlined, customer-friendly credit processes
Better-informed decisions
Present real-time comparisons and transparent terms to help customers choose the right solution for their needs.
Confidence and control
Empower customers with faster approvals, clear communication, and digital servicing tools that build trust and loyalty.
Our client partnerships
bob Finance
Developing a new financial services company for the retailer Valora targeting consumer finance market online and integrated at the POS.
End-to-end digital lending
From distribution, origination, refinancing till servicing on one digital platform.
Comprehensive business consulting
Business development from business case up to refinancing.
