The Credit Engine enables to hand out legally binding credit contracts instantly by providing links to other Ecosystem-providers. It also includes a workflow-based back office and CRM-system. It can be easily integrated into an existing credit environment via APIs. It is suitable for any credit market – independent of its level of development.

  • Full credit journey from onboarding to credit top ups
  • Instant credit decisions and contract generation
  • Supports cash-loans and mortgages
  • Single- and multi-lender capabilities
  • RESTful APIs
  • APIs to major core banking systems, credit risk providers
  • Third party and lender scoring systems
  • Multi-channel back office
  • Reporting system

additiv Credit Engine

“The additiv Credit Engine provides a fully digital user journey with an instant credit decision thereby providing a superior customer experience while massively reducing processing costs.”

Michael Stemmle, CEO and Founder additiv AG

Contact us and request a demo

Our team is happy to schedule a personal live demo with you or discuss your use case. We offer both web-based or physical demos.


We look forward to meet you.

Contact us