Categorization of Digital Wealth Management
Mass-Standard Robo Advisory
Automated servicing of self-directed customers
Offers a fully automated and standardized offering for retail and massaffluent customers. Little personal interaction and no or very limited optionality to influence the portfolio or the investment strategy once the profiling has been done.
Individualized Robo Advisory
Sophisticated servicing of investors
Offers a holistic portfolio management platform to manage investments as professional investors do – in a self-directed way. Comprehensive robo advisor technology is a key element to achieve this. Limited human interaction with the advisor is possible.
Robo Assisted Mobile Advisory
Supports the advisor during personal client meetings. Client-specific investment universe, rules and reports, research, workflows and more help to provide a comprehensive advisory experience for clients.
Digital Private Banking
The new advisory experience
A fully digitized and holistic private banking offering with robo advisor technology assisting the customer, advisor and the collaboration between the two. While the client has a comprehensive view on his situation, human interaction is key. The advisor can offer their clients highly sophisticated and individualized investment strategies.
Digital private banking facilitates the consultant’s work and creates a higher customer loyalty.